Current mortgage rates report for Jan. 12, 2026
The average interest rate for a 30-year, fixed-rate conforming mortgage loan in the U.S. is 6.138%, according to data available from mortgage data company Optimal Blue. That’s up approximately 2…
Current refi mortgage rates report for Jan. 6, 2026
The current average refinance rate on a 30-year, fixed-rate home loan is 6.24%, according to data from the popular real estate marketplace Zillow. If you’re a homeowner hoping to refinance…
